:root{--ink:#1c2430;--mute:#5f6b7a;--bg:#fafbfc;--soft:#f0f3f6;--line:#dde2e8;--blue:#1f4db8;--blue-d:#173b8e;--bluel:#e8eefa;--sans:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;font:17px/1.65 var(--sans);color:var(--ink);background:var(--bg)}a{color:var(--blue)}:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.wrap{max-width:1180px;margin:0 auto;padding:0 28px}.skip{position:absolute;left:16px;top:-100px;background:white;padding:12px;z-index:100}.skip:focus{top:8px}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}.header-inner{display:flex;justify-content:space-between;align-items:center;min-height:76px;gap:24px}.logo{font-weight:700;font-size:20px;line-height:1.15;color:var(--ink);text-decoration:none;display:flex;gap:10px;align-items:center}.logo svg{width:28px;height:28px;flex:none}.logo-sub{display:block;font-size:13px;color:var(--mute);font-weight:500;letter-spacing:.04em;margin-top:3px}nav{display:flex;gap:28px}nav a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}.btn{display:inline-flex;justify-content:center;align-items:center;background:var(--blue);color:white;border:0;border-radius:6px;padding:13px 22px;font:inherit;font-weight:600;cursor:pointer;text-decoration:none}.btn:hover{background:var(--blue-d)}.btn.sm{padding:9px 16px;font-size:15px}.hero{padding:58px 0 40px}.crumbs{font-size:14px;color:var(--mute);margin:0 0 16px}.crumbs a{text-decoration:none}h1{font-size:clamp(32px,4.4vw,54px);line-height:1.15;letter-spacing:-.03em;font-weight:600;margin:0;max-width:26ch;overflow-wrap:anywhere}.lead{font-size:19px;color:var(--mute);max-width:60ch;margin:20px 0}.migration-note{font-size:14px;color:var(--mute);max-width:74ch;margin:22px 0;padding:14px 18px;background:var(--soft);border-left:3px solid var(--line)}.comparison{padding:30px 0 60px;background:#fff;border-block:1px solid var(--line)}.section-heading{margin-bottom:24px}.section-heading h2{font-size:clamp(26px,3vw,36px);font-weight:600;letter-spacing:-.025em;line-height:1.2;margin:0}.section-heading p{color:var(--mute);margin:8px 0 0}.embed{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px;overflow:hidden}.embed iframe{display:block;border:0;width:100%;min-height:750px}.affiliate-note{font-size:13px;color:var(--mute)}.article-section{padding:48px 0 60px}.article-wrap{max-width:900px}.legacy-content{overflow-wrap:anywhere}.legacy-content h1{font-size:36px;max-width:none}.legacy-content h2{font-size:29px;line-height:1.25;margin:42px 0 18px;letter-spacing:-.02em}.legacy-content h3{font-size:23px;line-height:1.3;margin:30px 0 14px}.legacy-content h4{font-size:20px;margin:26px 0 12px}.legacy-content p{margin:0 0 20px}.legacy-content ul,.legacy-content ol{padding-left:26px;margin:18px 0 24px}.legacy-content li{margin:8px 0}.legacy-content blockquote{margin:24px 0;padding:18px 24px;background:var(--bluel);border-left:3px solid var(--blue)}.legacy-content table{display:block;width:100%;max-width:100%;overflow-x:auto;border-collapse:collapse;margin:24px 0;font-size:15px}.legacy-content th,.legacy-content td{padding:12px 15px;border:1px solid var(--line);min-width:100px;text-align:left;vertical-align:top}.legacy-content th{background:var(--soft)}.legacy-content iframe{max-width:100%}.legacy-content pre{overflow:auto;padding:16px;background:var(--soft)}.legacy-content img,.legacy-content picture{display:none}.legacy-content figure{margin:24px 0}.legacy-content hr{border:0;border-top:1px solid var(--line);margin:30px 0}.legacy-content [id]{scroll-margin-top:100px}.search{max-width:700px;margin-top:26px}.search label{display:block;font-size:14px;font-weight:600;margin-bottom:6px}.search div{display:flex;gap:10px}.search input{width:100%;min-width:0;border:1px solid #bfc7d1;border-radius:6px;padding:12px 14px;font:inherit;background:white}.directory{padding:10px 0 60px}.gcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.g{background:#fff;border:1px solid var(--line);border-radius:12px;text-decoration:none;color:inherit;display:flex}.g:hover{border-color:var(--blue)}.g .b{padding:24px;display:flex;flex-direction:column;gap:10px;min-width:0}.g small{font-size:13px;font-weight:600;color:var(--blue)}.g h2{font-size:20px;line-height:1.35;margin:0;overflow-wrap:anywhere}.g p{font-size:15px;color:var(--mute);margin:0}.g span{margin-top:auto;padding-top:8px;font-size:14px;color:var(--blue)}.closing{padding:0 0 30px}.cta{background:var(--ink);color:#fff;border-radius:14px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.cta h2{font-size:29px;line-height:1.2;font-weight:600;margin:0}.cta p{color:#b5bfcc;margin:10px 0 0}.cta .btn{background:#fff;color:var(--ink)}footer{border-top:1px solid var(--line);padding:45px 0 28px;margin-top:40px;font-size:15px;color:var(--mute)}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}footer h2{font-size:15px;color:var(--ink);margin:0 0 10px}footer a:not(.logo){display:block;text-decoration:none;color:var(--mute);padding:4px 0}footer .legal{border-top:1px solid var(--line);margin-top:28px;padding-top:20px;font-size:13px}@media(max-width:980px){.gcards{grid-template-columns:repeat(2,1fr)}header .btn{display:none}.header-inner{gap:18px}nav{gap:16px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media(max-width:560px){.wrap{padding:0 20px}.header-inner{flex-wrap:wrap;gap:12px;padding-top:14px;padding-bottom:14px}.logo{font-size:18px}nav{font-size:14px}.hero{padding:36px 0 28px}.gcards{grid-template-columns:1fr}.cta{padding:28px 24px}.search div{flex-wrap:wrap}.search .btn{width:100%}.embed{padding:3px}.legacy-content h2{font-size:26px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}

.legacy-calculator{display:block;width:100%;min-height:750px;border:1px solid var(--line);border-radius:12px;background:white;margin:24px 0}
.legacy-content .faq-box{background:var(--bluel);border:1px solid #c9d7f3;border-radius:12px;padding:24px 28px;margin:28px 0}.legacy-content .faq-box h2,.legacy-content .faq-box h3{margin-top:0}.legacy-content .faq-box p:last-child{margin-bottom:0}
/* Confirmed top-three cards from supplied design */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.pc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px;display:flex;flex-direction:column;gap:16px}
.pc.first{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
.pc .top{display:flex;gap:14px;align-items:center}.mono{width:46px;height:46px;border-radius:8px;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700;flex:none}
.pc h3{font-size:19px;line-height:1.2}.pc .w{font-size:13px;color:var(--mute)}
.tag{margin-left:auto;font-size:12px;font-weight:600;color:var(--blue);background:var(--bluel);padding:2px 10px;border-radius:99px;white-space:nowrap}
.big{font-size:52px;font-weight:600;letter-spacing:-.04em;line-height:1}.big small{font-size:14px;color:var(--mute);font-weight:400;letter-spacing:0;display:block;margin-top:4px}
.pc dl{display:grid;gap:0;font-size:15px}.pc dl div{display:flex;justify-content:space-between;padding:9px 0;border-top:1px solid var(--line)}.pc dt{color:var(--mute)}.pc dd{font-weight:600}
.pc .btn{margin-top:auto}
.note{font-size:13px;color:var(--mute);margin-top:16px}

.pc h3{margin:0 0 6px}.pc dl{margin:0}.pc dd{margin:0;text-align:right}.pc dt{max-width:65%}.pc .tag{margin-left:0}.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}.btn.ghost:hover{background:var(--soft)}@media(max-width:980px){.cards{grid-template-columns:1fr}}

.offer-source{font-size:12px;text-underline-offset:3px}.pc .big small{max-width:24ch}.pc dl{font-size:14px}.pc dl div{gap:12px}

/* Mobile header: direct access to the Tagesgeld calculator. */
.header-calculator-mobile{display:none}
@media(max-width:800px){header .header-inner{flex-wrap:nowrap;gap:12px;min-height:72px;padding-top:12px;padding-bottom:12px}header nav{display:none}header .header-calculator{display:inline-flex;flex:none;padding:10px 13px;font-size:13px;white-space:nowrap}.header-calculator-desktop{display:none}.header-calculator-mobile{display:inline}header .logo{font-size:18px;gap:8px}header .logo svg{width:26px;height:26px}}
@media(max-width:380px){header .header-inner{padding-left:16px;padding-right:16px;gap:8px}header .logo{font-size:15px;gap:6px}header .logo svg{width:24px;height:24px}header .logo-sub{font-size:12px}header .header-calculator{font-size:12px;padding:10px 11px}}

.mobile-promoted-offer{display:none}@media(max-width:800px){.mobile-promoted-offer{display:block;margin:24px 0;background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 16px 36px -28px #1c243080}.mobile-promoted-label{display:block;color:var(--blue);font-size:12px;font-weight:600;margin-bottom:12px}.mobile-promoted-offer .mobile-promoted-name{font-size:22px;line-height:1.3;margin:0 0 18px;letter-spacing:0}.mobile-promoted-rate{display:block;font-size:42px;line-height:1.1;letter-spacing:-.035em}.mobile-promoted-rate small{display:block;font-size:12px;font-weight:400;color:var(--mute);letter-spacing:0;margin-top:8px}.mobile-promoted-offer .mobile-promoted-terms{font-size:14px;color:var(--mute);line-height:1.65;margin:20px 0}.mobile-promoted-offer .btn{width:100%;font-size:14px}.mobile-promoted-detail{display:block;font-size:12px;text-align:center;margin-top:14px}}

.site-faq-section{padding-top:64px;padding-bottom:64px;scroll-margin-top:100px}.site-faq-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.5fr);gap:64px}.site-faq-eyebrow{color:var(--blue);font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;line-height:1.8}.site-faq-section h2{font-size:30px;line-height:1.2;margin:16px 0 0;overflow-wrap:anywhere;hyphens:auto}.site-faq-list details{border-bottom:1px solid var(--line);padding:22px 0}.site-faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:18px;font-size:17px;font-weight:600;line-height:1.5}.site-faq-list summary::-webkit-details-marker{display:none}.site-faq-list summary::after{content:'+';color:var(--blue);flex-shrink:0}.site-faq-list details[open] summary::after{content:'−'}.site-faq-list p{font-size:16px;line-height:1.85;color:var(--mute);margin:16px 0 0;overflow-wrap:anywhere}.site-faq-list summary:focus-visible{outline:2px solid var(--blue);outline-offset:5px}@media(max-width:800px){.site-faq-grid{grid-template-columns:minmax(0,1fr);gap:18px}.site-faq-section{padding-top:40px;padding-bottom:40px}.site-faq-section h2{font-size:28px}.site-faq-list summary{font-size:16px}}