.four-percent-page{--fp-soft:#eef3fc;--fp-border:#d8e2f5}.four-percent-page h1{max-width:none;font-size:clamp(36px,4.5vw,58px);line-height:1.08}.four-percent-page h2{font-size:clamp(27px,3.1vw,38px);line-height:1.17;letter-spacing:-.025em;font-weight:600;margin:0 0 18px}.four-percent-page h3{font-weight:600;font-size:21px;line-height:1.3;margin:0 0 12px}.four-percent-page p{margin:0 0 18px}.fp-hero{padding:56px 0 40px}.fp-hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:50px;align-items:center}.fp-eyebrow{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);font-weight:600;margin-bottom:14px!important}.fp-lead{font-size:20px;color:var(--mute);margin-top:24px!important;max-width:48ch}.fp-date{font-size:13px;color:var(--mute)}.fp-hero-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:26px}.fp-text-link{font-size:15px;font-weight:600;text-decoration:none}.fp-figure{margin:0}.fp-figure picture{display:block;overflow:hidden;border-radius:18px}.fp-figure img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}.fp-figure figcaption{font-size:12px;color:var(--mute);padding:10px 2px;line-height:1.5}.fp-answer{background:var(--ink);color:#fff;border-radius:16px;padding:30px 36px;margin:24px 0}.fp-answer-label{display:block;color:#b6caff;font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px}.fp-answer h2{font-size:27px;max-width:40ch;margin-bottom:14px}.fp-answer p{max-width:85ch;color:#dce3ef;margin:0}.fp-jump{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px;margin-bottom:14px}.fp-jump a{display:block;font-size:13px;border:1px solid var(--line);border-radius:99px;padding:7px 14px;text-decoration:none;background:#fff}.fp-section{padding:70px 0;scroll-margin-top:100px}.fp-soft{background:var(--fp-soft);border-block:1px solid var(--fp-border)}.fp-heading{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:30px}.fp-heading h2{margin-bottom:0}.fp-heading>p{max-width:40ch;color:var(--mute);font-size:15px;margin:0}.fp-offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.fp-offer{border:1px solid var(--line);background:#fff;border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:16px;min-width:0}.fp-offer-highlight{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}.fp-pill{font-size:12px;line-height:1.3;font-weight:600;background:var(--bluel);color:var(--blue);padding:6px 10px;border-radius:99px;align-self:start}.fp-offer h3{font-size:23px;margin:0}.fp-rate{font-size:46px;font-weight:600;letter-spacing:-.04em;line-height:1.1;margin:0!important}.fp-rate span{font-size:14px;color:var(--mute);letter-spacing:0}.fp-offer dl{margin:0;font-size:14px}.fp-offer dl>div{display:flex;justify-content:space-between;gap:10px;border-top:1px solid var(--line);padding:10px 0}.fp-offer dt{color:var(--mute)}.fp-offer dd{margin:0;font-weight:600;text-align:right}.fp-offer>p:not(.fp-rate){font-size:14px;color:var(--mute);margin:0;flex:1}.fp-source{font-size:12px;text-underline-offset:3px}.fp-small{font-size:13px!important;line-height:1.6;color:var(--mute);margin-top:18px!important}.fp-note{margin-top:24px;border:1px solid #d0d9ea;background:#f6f8fc;border-radius:12px;padding:22px 26px;display:grid;grid-template-columns:220px 1fr;gap:26px}.fp-note p{font-size:15px;margin:0}.fp-note strong{line-height:1.3}.fp-calc-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:48px;align-items:start}.fp-calc{background:#fff;border:1px solid var(--fp-border);border-radius:16px;padding:28px}.fp-inputs{display:grid;gap:20px}.fp-inputs label{display:block;font-size:14px;font-weight:600;margin-bottom:7px}.fp-inputs input:not([type=range]),.fp-inputs select{padding:12px 14px;width:100%;min-width:0;font:inherit;font-size:15px;color:var(--ink);border:1px solid #bfc7d1;border-radius:6px;background:#fff}.fp-inputs small{display:block;margin-top:6px;font-size:11px;color:var(--mute)}.fp-inputs input[type=range]{width:100%;accent-color:var(--blue)}.fp-range-labels{display:flex;justify-content:space-between;font-size:12px;color:var(--mute)}.fp-calculated{background:var(--ink);color:#fff;padding:24px;border-radius:12px;margin-top:24px}.fp-calculated>span{font-size:12px;color:#c6d2e9}.fp-calculated>output{display:block;font-size:44px;letter-spacing:-.03em;font-weight:600;line-height:1.25;margin:8px 0 14px}.fp-calculated>div{display:flex;gap:12px;justify-content:space-between;font-size:12px;color:#c6d2e9;flex-wrap:wrap}.fp-explainer{padding-top:8px}.fp-timeline{display:flex;border-radius:12px;overflow:hidden;margin:22px 0 26px}.fp-timeline>div{padding:22px;background:var(--blue);color:#fff;flex:1}.fp-timeline>div+div{flex:2;background:#dbe5f7;color:var(--ink)}.fp-timeline span,.fp-timeline small{display:block;font-size:12px}.fp-timeline strong{display:block;font-size:32px;letter-spacing:-.02em;margin:8px 0}.fp-explainer p{font-size:16px;color:var(--mute)}.fp-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px;background:#fff}.fp-table-wrap table{width:100%;border-collapse:collapse;font-size:15px}.fp-table-wrap caption{text-align:left;padding:16px 22px;font-size:13px;font-weight:600;background:var(--soft)}.fp-table-wrap th,.fp-table-wrap td{text-align:left;padding:16px 20px;border-top:1px solid var(--line);white-space:nowrap}.fp-table-wrap thead{background:#f7f9fc;font-size:12px;color:var(--mute)}.fp-reading{max-width:85ch;font-size:16px;color:var(--mute)}.fp-rule{border-top:1px solid var(--line)}.fp-decision-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:70px}.fp-decision-grid>div>p:not(.fp-eyebrow){color:var(--mute)}.fp-checklist{display:grid;gap:26px}.fp-checklist>div{display:flex;gap:22px}.fp-checklist>div>span{font-size:13px;font-weight:600;background:var(--ink);color:#fff;width:38px;height:38px;flex:none;border-radius:50%;display:grid;place-items:center}.fp-checklist p{color:var(--mute);font-size:15px;margin:0}.fp-knowledge-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.fp-knowledge{background:#fff;border:1px solid var(--fp-border);border-radius:16px;padding:30px}.fp-icon{display:grid;place-items:center;border-radius:12px;background:var(--bluel);color:var(--blue);width:42px;height:42px;font-size:23px;font-weight:600;margin-bottom:22px}.fp-knowledge h2{font-size:27px}.fp-knowledge p{font-size:15px;color:var(--mute)}.fp-knowledge p:last-child{margin:0}.fp-faq-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:70px}.fp-faq details{border-top:1px solid var(--line)}.fp-faq details:last-child{border-bottom:1px solid var(--line)}.fp-faq summary{cursor:pointer;padding:20px 0;font-size:17px;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:14px}.fp-faq summary::after{content:'+';color:var(--blue);font-size:24px;line-height:1}.fp-faq details[open] summary::after{content:'−'}.fp-faq p{color:var(--mute);font-size:15px;padding-bottom:12px}.fp-comparison{border-top:1px solid var(--line);background:#fff}.fp-method{padding:36px 0;border-top:1px solid var(--line)}.fp-method h2{font-size:20px}.fp-method p{max-width:100ch;font-size:13px;color:var(--mute)}@media(max-width:980px){.fp-hero-grid,.fp-calc-grid{gap:30px}.fp-offer-grid{grid-template-columns:1fr}.fp-heading{align-items:start}.fp-knowledge-grid,.fp-decision-grid,.fp-faq-grid{gap:30px}.fp-note{grid-template-columns:1fr;gap:10px}}@media(max-width:800px){.fp-hero-grid,.fp-calc-grid,.fp-decision-grid,.fp-faq-grid,.fp-knowledge-grid{grid-template-columns:1fr}.fp-hero{padding-top:36px}.fp-hero-grid{gap:28px}.fp-heading{flex-direction:column;gap:18px}.fp-heading>p{max-width:none}.fp-section{padding:48px 0}.fp-figure{max-width:640px}.fp-answer{padding:26px}.fp-answer h2{font-size:23px}.fp-jump{gap:8px}.fp-offer{padding:24px}.fp-calc{padding:22px}.fp-hero-actions{align-items:start}.fp-timeline>div{padding:16px}.fp-timeline strong{font-size:28px}.fp-timeline>div+div{flex:1.6}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}